Raleigh, NC – Jones Franklin Road Area

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Buying a home in Raleigh can feel overwhelming, especially in a competitive housing market. Whether you’re comparing loan options, refinancing, or planning a new build, our local mortgage experts are here to provide clear answers and guidance every step of the way.

Katie Teed

Mortgage Loan Officer
NMLS#: 838384

I’ve been with Fidelity Bank and Right By You Mortgage for six years and have served the Triangle area for more than a decade. I assist clients in Raleigh, Cary, Apex, Holly Springs, Morrisville, Garner, and surrounding communities. My goal is to understand your needs and recommend mortgage solutions that fit your financial goals – whether you’re purchasing your first home, building, or refinancing.

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Home Loan and Refinancing Services in Raleigh

Southwest Raleigh offers both established neighborhoods and newer communities, giving buyers a wide range of housing options. Whether you’re moving into family-friendly areas near Cary or Apex, or refinancing a home closer to downtown, Katie Teed can help you find the right mortgage solution.

Right By You Mortgage provides FHA, VA, USDA, jumbo, and conventional loans, along with refinancing and construction financing. Katie works with each client individually to ensure they understand their options and choose a program that aligns with their budget and long-term plans.

 

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Buy a Home

Start your journey to a new home with us. We simplify the buying process to get you the keys to your forever home faster.

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Refinance a Home

Unlock lower payments or even tap into your home’s equity for greater financial flexibility. We make refinancing clear and easy.

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Build a Home

From foundation to finish, we support your home-building vision with flexible loans and expert advice.

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About Right By You Mortgage

Drawing on the strength and stability of our partnership with Fidelity Bank, a trusted name known for delivering over a century of solid banking services, we’re ready to guide you through every step of the mortgage process.

Hello, Raleigh

The Jones Franklin Road area offers convenient access to both Raleigh and Cary, making it a great choice for professionals, families, and long-time residents. With strong schools, local amenities, and nearby employers, this part of the Triangle continues to grow in popularity.

As demand rises, so do home values – making it an opportune time to buy or refinance. Working with Katie provides the benefit of local market expertise and responsive service, ensuring you’re supported throughout the mortgage process.

 

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Understanding Homebuyer Programs in Raleigh

Several mortgage programs are available to fit the needs of buyers in Raleigh and surrounding communities. Katie can assist with manufactured home loans, first-time buyer programs, investment property financing, and second home loans.

Eligibility for Mortgage Programs in Raleigh

Each loan program has different requirements based on credit, income, and property type. FHA loans may be available with credit scores starting at 580, while conventional and VA loans generally require a stronger credit profile. USDA loans may apply in rural-eligible areas outside Wake County’s urban core.

Katie will provide a detailed loan estimate early in the process so you can plan confidently.

Improving Credit to Secure Pre-Approval

Your credit profile is a major factor in determining loan eligibility and terms. Katie works with buyers to review reports, identify opportunities for improvement, and create strategies to raise scores – from paying down balances to correcting errors.

Pre-approval gives you a clear budget range and strengthens your position with sellers in Raleigh’s competitive market. With Katie’s support, you’ll be prepared to move forward with confidence when the right property becomes available.

 

 

What My Customers Are Saying

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