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Whether you’re preparing to buy a home or just exploring mortgage or refinance options, our local loan experts are here to guide you through the process from start to finish.
Katie Teed
Mortgage Loan Officer
NMLS#: 838384
I have been a part of the Fidelity Bank and Right By You Mortgage teams for six years and have served the Triangle area of NC for over 10 years. I help customers in the towns of Apex, Cary, Garner, Holly Springs, Morrisville, Raleigh, and surrounding areas.
Apply NowHome Loan and Refinancing Services in Garner
Whether you’re getting ready to purchase your first home in Garner, NC, or exploring your options for refinancing, Katie Teed provides guidance and support every step of the way.
Buy a Home
Start your journey to a new home with us. We simplify the buying process to get you the keys to your forever home faster.
Refinance a Home
Unlock lower payments or even tap into your home’s equity for greater financial flexibility. We make refinancing clear and easy.
Build a Home
From foundation to finish, we support your home-building vision with flexible loans and expert advice.
About Right By You Mortgage
Drawing on the strength and stability of our partnership with Fidelity Bank, a trusted name known for delivering over a century of solid banking services, we’re ready to guide you through every step of the mortgage process.
Hello, Garner
Garner is a community where friendly neighborhoods, local charm, and convenient amenities come together. From quiet residential streets to bustling areas filled with shops and dining, Garner offers something for every type of homebuyer.
Working with our local loan officer, Katie Teed, gives you a clear advantage. Katie’s deep knowledge of the Garner housing market, combined with her hands-on experience guiding clients through the mortgage process, ensures you have the support and insight needed to find the right loan. She’s dedicated to offering personalized advice, simplifying each step of the process, and helping you confidently achieve your homeownership goals.
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Understanding Homebuyer Programs in Garner
Garner homebuyers have access to a range of mortgage programs that make homeownership more attainable. With affordable down payments, flexible home financing terms, and a housing market that blends small-town charm with easy access to Raleigh, Garner appeals to first-time buyers and long-term homeowners alike.
Eligibility for Mortgage Programs in Garner
Katie Teed works with buyers to match them with the right loan programs. FHA loans are ideal for buyers with flexible credit or lower down payments. VA loans are available for eligible service members, veterans, or surviving spouses, while USDA loans often apply to properties in Garner’s suburban areas.
As a trusted mortgage company in Garner, we guide clients through the program-specific requirements and paperwork with personalized mortgage assistance from an experienced loan officer.
Improving Credit to Secure Pre-Approval
Your credit score can impact mortgage rates and your loan estimate, so improving it early can lead to better terms. Paying down debt, making timely payments, and avoiding new credit can strengthen your application. Whether you’re applying for a conventional loan, refinancing your home, or exploring residential mortgage options, Katie Teed is here to help.
Ready to Take the Next Step?
