Raleigh, NC – Falls of Neuse Rd.

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From first-time buyers to long-time homeowners, navigating Raleigh’s housing market is easier with the right guidance. Whether you’re exploring financing options, planning a new build, or refinancing, our local loan experts are here to provide clarity and support every step of the way.

Katie Teed

Mortgage Loan Officer
NMLS#: 838384

I’ve been part of the Fidelity Bank and Right By You Mortgage team for six years, and I’ve served clients across the Triangle for more than a decade. I work with buyers and homeowners in Raleigh, Cary, Apex, Holly Springs, Garner, Morrisville, and surrounding areas, helping them find mortgage solutions that fit their goals and lifestyle.
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Home Loan and Refinancing Services in Raleigh

North Raleigh offers a variety of housing opportunities, from established neighborhoods to new developments. Katie Teed helps clients evaluate programs and choose financing that aligns with their long-term plans.

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Buy a Home

Start your journey to a new home with us. We simplify the buying process to get you the keys to your forever home faster.

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Refinance a Home

Unlock lower payments or even tap into your home’s equity for greater financial flexibility. We make refinancing clear and easy.

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Build a Home

From foundation to finish, we support your home-building vision with flexible loans and expert advice.

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About Right By You Mortgage

Drawing on the strength and stability of our partnership with Fidelity Bank, a trusted name known for delivering over a century of solid banking services, we’re ready to guide you through every step of the mortgage process.

Hello, Raleigh

Falls of Neuse Road places you close to both North Raleigh conveniences and downtown access. With nearby parks, quality schools, and strong community ties, the area appeals to families, professionals, and retirees alike.

Raleigh’s housing market remains competitive, with rising property values and limited inventory. Having a trusted loan officer like Katie gives you an advantage – offering fast communication, clear guidance, and local market knowledge to help you make confident decisions.

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Understanding Homebuyer Programs in Raleigh

Different buyers benefit from different mortgage programs. Katie provides guidance for manufactured home loans, second home financing, and investment property mortgages, ensuring every buyer has the right tools to succeed.

Eligibility for Mortgage Programs in Raleigh

Program requirements vary, but FHA loans may be available for credit scores starting at 580, while conventional and VA loans typically require 620 or higher. USDA eligibility depends on both income and property location, and may apply on the outer edges of Wake County. Katie will review your credit, income, and financial goals to provide a transparent loan estimate and help you understand your best options.

Improving Credit to Secure Pre-Approval

Your credit history plays a critical role in the mortgage process. Katie works with clients to review reports, reduce debt where possible, and build strategies to strengthen their financial profile.

Pre-approval not only clarifies your price range but also positions you as a serious buyer in Raleigh’s competitive housing market. With Katie’s help, you’ll be prepared to act quickly and confidently when the right home comes along.

 

 

What My Customers Are Saying

See how I’ve helped buyers and homeowners in Raleigh achieve their goals with personalized mortgage guidance.

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