Sebrena Smith

Mortgage Loan Officer, AVP

NMLS#: 565324

I have 21 years of financial/mortgage experience and serve customers across the state of Virginia, including Henry County, Franklin County, Patrick County, and Pittsylvania County.

I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc.  I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.

I am married to J.R. Smith and have one daughter, Jordan and two beautiful grandchildren, Micah and Arianna. Outside of work, I enjoy spending time with my family, playing the piano for my church, and staying active in my community. I serve on boards of several non-profits trying to make Martinsville and Henry County a better place to live and work.

What I love most about my job is helping people achieve their dream of being a home owner.  The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.

I never grow tired of helping people achieve their dreams.  Whether that dream is purchasing your home, building your home or refinancing to improve your monthly budget, please give me a call and see how easy it is to achieve your goals.

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