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First Time Homebuyer Mortgage

With our First Time Homebuyer Mortgage, your dream of owning your first home is coming true!

At Right By You Mortgage we want you to enjoy the home buying process and we’re committed to making it hassle-free.

Our first time homebuyer mortgage offers you:

  • An adjustable-rate mortgage (5/5 or 7/1 ARM)
  • Finance up to 100% of your purchase price
  • No monthly mortgage insurance payment
  • Community Partners (Teachers, Firemen, Police Officers, Nurses and EMT/Paramedics) may qualify for additional financing incentives.

Plus, we can offer a special rate discount to customers with automatic payments from a Fidelity Bank account.

Get started. Talk to us about how we can make the homebuying process Right By You.

 

 

For example purposes, a home worth $250,000 obtaining a 30 year fixed mortgage with 5% down at a note rate of 4.625% and an APR of 4.673% would have a monthly Principal and Interest payment of $1221.08. A home worth $250,000 obtaining a 30 year fixed mortgage with 10% down at a note rate of 4.625% and an APR of 4.675% would have a monthly Principal and Interest payment of $1156.81.

Mortgage Calculator

Estimated Monthly Payments
$1,342
30 Year Fixed / 4.25% Interest
Principal & Interest: $1,206
Homeowners Insurance: $93
Property Taxes: $274