Combination Loan
We’re making it easier to purchase your new home with a Combination Loan!
This fixed rate mortgage allows you to purchase a home with as little as 10% down without the need for Mortgage Insurance. This combination loan splits your loan into two mortgages: a first mortgage that would finance up to 80% of your purchase and a 2nd mortgage that would finance the remaining portion for total financing up to 90% of your new purchase.
Plus, we can offer a special rate discount to customers with automatic payments from a Fidelity Bank account.
Ready to get started?
Talk to us about how we can make the homebuying process Right By You.
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For example purposes, a home worth $250,000 obtaining a 30 year fixed mortgage with 5% down at a note rate of 4.625% and an APR of 4.673% would have a monthly Principal and Interest payment of $1221.08. A home worth $250,000 obtaining a 30 year fixed mortgage with 10% down at a note rate of 4.625% and an APR of 4.675% would have a monthly Principal and Interest payment of $1156.81.