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Whether you’re ready to get started on the journey to homeownership or you simply have a general mortgage or refinance question, our local mortgage loan experts will be right by your side every step of the way.
Erin Schlachter
Mortgage Loan Officer
NMLS#: 645889
I have over 25 years of combined financial and mortgage experience. I am primarily located in the Piedmont Triad Region; however, with today’s resources, I am able to successfully service all counties in North Carolina and surrounding states.
Apply NowHome Loan and Refinancing Services in Greensboro
When buying a home or refinancing in Greensboro, choosing the right mortgage loan is essential for your financial well-being. As a top mortgage lender in Greensboro, NC, we offer a variety of non-conventional and conventional loan options tailored to meet the needs of buyers and homeowners in the area.
Fixed-Rate Mortgages
Ideal for those seeking stable payments throughout the term of the loan, providing predictability in a fluctuating market.
Adjustable-Rate Mortgages
With lower initial payments, ARMs are perfect for buyers who plan to move or refinance before the mortgage rate adjusts.
Jumbo Mortgages
Designed for buyers looking at higher-priced homes, a jumbo mortgage allows for loan amounts beyond conventional limits.
FHA Loans
An FHA loan offers a lower down payment and flexible credit standards, making it a good option for first-time homebuyers.
VA Loans
Exclusively for veterans and military families, VA loans offer no down payment and competitive rates when buying a home.
USDA Loans
Great for rural areas. Buying with a USDA loan requires no down payment and offers low interest rates.
Manufactured Home Loans
An affordable solution for buyers seeking alternative housing options with flexible financing and an easy online application.
First Time Homebuyer Loans
Low down payment required, making homeownership accessible for first time homebuyers without significant savings.
Investment Property Loans
Designed for those looking to invest in real estate and unlock the potential of a rental property to generate income.
Second Home Loans
We’re here to turn your dream of buying a second home into reality, offering great loan options tailored to suit your unique needs.
Hello, Greensboro
We are a local mortgage lender providing competitive options and a variety of home loan products. We understand the unique market of Greensboro and offer personalized services that are tailored to meet the needs of homebuyers. From first-time buyers to those exploring more advanced mortgage solutions, Right By You Mortgage in Greensboro is here to guide you through the mortgage process.
Due to continued growth in Greensboro, it’s important to choose a mortgage lender who can help you navigate market changes to find the best terms to meet your needs and make informed decisions.
Working with our local mortgage lender, Erin Schlachter, provides significant advantages. His in-depth knowledge of Greensboro’s market and his experience in helping clients through the mortgage process will guide you toward the best mortgage options. Erin’s here to provide clarity throughout the loan process and help you secure a path to homeownership.
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Understanding Homebuyer Programs in Greensboro
If you’re looking to buy a home in the Greensboro area, there is a variety of mortgage programs that can make your journey to homeownership more affordable and accessible. These programs are designed to support first-time buyers, low-income families, and veterans – with reliable mortgage solutions in Greensboro.
Eligibility for Mortgage Programs
Greensboro offers several residential mortgage programs that make homeownership more achievable. These may include lower down payment mortgage options to help ease the upfront costs of buying a home.
Certain mortgage solutions – like FHA loans, VA loans, and USDA loans – offer low interest rates and easier qualification requirements, making homeownership more accessible to those who meet the criteria. FHA loans are ideal for first-time homebuyers or those with less-than-perfect credit, while VA loans are specifically for veterans, active military members, and their families. USDA loans are available for homes in rural or suburban areas, offering no down payment and competitive interest rates.
Improving Credit to Secure Pre-Approval
One of the most important steps in securing mortgage pre-approval is improving your credit score. Lenders typically look at your credit score, and the better your score, the more favorable your loan estimate and terms may be. Consider paying down outstanding debt, making on-time payments, and avoiding new credit applications before applying for a mortgage. As a leading mortgage company in Greensboro, Right By You Mortgage can help you develop a strategy to boost your credit and improve your chances of securing a pre-approved loan.
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