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Ready to get started? Our mortgage process makes getting the keys to your dream home simple and worry-free. Contact us today for more details. For your security, please do not send your Social Security number, account number, or other confidential information.

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FAQs

What states does Right By You Mortgage lend in?

We do mortgage lending in North Carolina, South Carolina, Tennessee, and Virginia.

Where can I see current mortgage rates?

What documentation is required for a mortgage loan?

You will need to gather information about your income, assets, liabilities, and property details. Your lender may request specific information based on your personal situation and type of loan, but, in general, you should at least gather the items below:

One month of pay stubs
Two years of W-2s and tax returns
Two months of bank statements on all accounts
Sales contract and copies of the due diligence and/or deposit checks for the home you’re purchasing
Contact information for your landlord, HR department, and any debts that you may be paying off
Any applicable additional document, such as:

1. 1. Divorce Decree/Separation Agreement
  2. Bankruptcy paperwork
  3. Letters of explanation on any derogatory debts
  4. Gift letter
  5. P&L statements for self-employed borrowers

How do I make my mortgage payment?

How do I obtain payoff information for my mortgage?

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